Terms and Conditions




Welcome to www.yakoyo.com (“Yakoyo”), our shopping and cash back experience offers a package that allows members to earn cash back on all purchases made from thousands of stores on our platform.

Yakoyo Hub Link Limited Hereinafter known as Yakoyo.Com” or “we” or “yakoyo” shopping allows members to earn Cashback on purchases completed through the website. This Agreement constitutes a legally binding agreement between each individual who signs up on it platform (“Member” or “you”).

By signing up on our platform, i.e using www.yakoyo.com, you acknowledge that you have read and understood this Agreement and agree to be bound by all of its terms.

Yakoyo may modify this Agreement from time to time, with or without notice, and your continued use of www.yakoyo.com after such modification shall be deemed to be your acceptance of any such modification. If you do not agree to any modification of this Agreement, you must immediately cease use of Yakoyo.Com.



Joining and using Yakoyo is easy and free. To become a Member, you must be at least 18 years old and provide an email address and password in order for Yakoyo to create your account. Each individual is limited to one Account. As a condition of receiving payment, you must also provide your bank account details. In the event of a change in account details, member will have to write to inform us of the change so we can integrate into our system. You may also elect to receive your payments by PayPal by providing us with a PayPal email address. Any and all information collected from you shall be subject to our Privacy Policy  which is hereby incorporated by reference. Also, be advised that members are not to use Yakoyo website for any unlawful or fraudulent activity. Members should be mindful that in earning cash back, Yakoyo has the right to change this Agreement in whole or in part, at any time, with or without notice based on discretion or suspicion of any fraudulent activity.



If you use Yakoyo.com, you shall be responsible for maintaining the confidentiality of your User ID, Personal Identification Number (PIN), Password and any other access credential set as may be required and you shall be responsible for all activities that occur under your access credentials. You agree that if you provide any information that is untrue, inaccurate, not current or incomplete that www.yakoyo.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, or not in accordance with the Terms and Conditions, Yakoyo has the right to indefinitely suspend, terminate or block access of your membership with www.yakoyo.com and refuse to provide you with access to the Website.



When you use the Website or send emails or other data, information or communication to Yakoyo.com, you agree and understand that you are communicating with Yakoyo.com through electronic records and you consent to receive communications via electronic records from Yakoyo.com periodically. Anything that you submit to the Site and/or provide to us, including but not limited to, questions, reviews, comments, and suggestions (collectively, "Submissions") will become our sole and exclusive property and shall not be returned to you. In addition to the rights applicable to any Submission, when you post comments or reviews to the Site, you also grant us the right to use the name that you submit, in connection with such review, comment, or other content. You shall not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third parties as to the origin of any Submissions. We may, but shall not be obligated to, remove or edit any Submissions. By clicking registering on our platform you might receive emails asking you to review Yakoyo, promotional emails, SMS and push notifications from Yakoyo. You may unsubscribe from promotional emails via a link provided in each email. If you would like us to remove your personal information from our database, unsubscribe from emails and/or SMS, please email Customer Service.



Membership on www.yakoyo.com is free. www.yakoyo.com does not charge any fee for browsing and click through to vendors we are in partnership with. Any mail sent to clients requesting money is a fraud and Yakoyo as an entity exonerates itself from such.



Yakoyo receives commission for referring buyers to the retailers, brands, merchants; we are in partnership with (“Affiliate Stores”). Yakoyo gives a portion of this commission received from its partners (retailers, brands, merchants) fee to its Members as Cashback. Commission received by Yakoyo may play a part in whether retailers and products appear on our site, where they are placed, and how we promote them to you. The opportunity to earn Cashback is offered at the sole discretion of Yakoyo and subject to your compliance with this Agreement.



Online: In order to earn Cashback on our online stores, you must be signed in to www.yakoyo.com, use the shopping links within the platform and complete your transaction during the same shopping session you started after clicking on the shopping link (“Qualifying Purchase”). If you disable “cookies” on your computer, you will not be able to earn Cashback because cookies are used to authenticate the user and verify whose Member Account is eligible for the Cashback. To determine if a transaction shall qualify for a cashback, shall be at the sole discretion of Yakoyo and the Member understands and agrees to the same. Also, Yakoyo shall not be responsible if by chance a transaction experienced some form of technical or other error that makes it difficult for Yakoyo to trace a sale back to the Member and does not qualify the transaction for cashback.

Offline: In order to earn cashback on our offline stores, once a purchase is completed, you will have to upload a copy of the receipt or a valid document to show proof of the completed transaction. If you fail to upload the receipt or a valid document for the transaction on our platform, you will not be able to earn cashback because we can only trace the transaction through the submitted receipt.



To receive your prompt cashback, you must set up and maintain an account with Yakoyo ("Active Account") with all the relevant information needed to process your payment: a working email address where you are able to receive mails, an active bank account, your first and last name, and a password to protect your account. To maintain your Active Account, you must update your information in case of any changes and have shopped via www.yakoyo.com.

Before you can request for the payment of the accrued earnings (Cashback) in your e-wallet, the earnings must have at least three thousand naira (#3000) hence, you cannot make a withdrawal request. The status of your cashback would remain pending until we are able to confirm your transaction from our affiliate partners, hence you shall only receive payment after such transaction whatsoever is completed and we have received the commission payments from our affiliate partners.

In our sole discretion, we may deduct Cash Back from your account in order to make adjustments for returns and cancellations with respect to Qualifying Purchases. Any such adjustments, however, will be made in accordance with this Agreement, any applicable Yakoyo policies and terms, the terms any Affiliate Store offers, and any and all applicable laws, rules, and regulations. The determination of whether a purchase made through a Yakoyo Affiliate Store qualifies for Cashback is at the sole discretion of Yakoyo. If an Affiliate Store fails to confirm a transaction to Yakoyo or fails to make payment of commission to Yakoyo for any reason, Yakoyo reserves the right to cancel the Cash Back associated with that transaction. It is your responsibility to check your Account regularly to ensure that Cash Back has been properly credited and paid when you request for withdrawal and that your Account balance is accurate. If you believe that Cashback has not been correctly credited to your account, you must contact Yakoyo Customer Service within ninety (90) days of the transaction. Should you disagree with any adjustments made to your account or payments made to you, your sole remedy is to withdraw from the usage of our platform.

Also, Yakoyo shall not be responsible if by chance a transaction experienced some form of technical or other error that makes it difficult for Yakoyo to trace a sale back to the Member and does not qualify the transaction for cashback.



Both parties agree that all intellectual property rights and database rights, whether registered or unregistered, in the Site, information content on the Site and all the website design, including, but not limited to, text, graphics, software, photos, video, music, sound, and their selection and arrangement, and all software compilations, underlying source code and software shall remain at all times vested in us or our licensors. Use of such material will only be permitted as expressly authorized by us or our licensors.

Any unauthorized use of the material and content of this website is strictly prohibited and you agree not to, or facilitate any third party to, copy, reproduce, transmit, publish, display, distribute, commercially exploit or create derivative works of such material and content.



Any personal information collected in relation to the use of this website will be held and used in accordance with our Privacy Policy, which is available on our Site.



You agree to indemnify and hold us, our affiliates, officers, directors, agents and/or employees, as the case may be, free from any claim or demand, including reasonable legal fees related to your breach of these Terms of Use and User Agreement.



These Terms and Conditions of Use shall be interpreted and governed by the laws in force in the Federal Republic of Nigeria. Subject to the Arbitration section below, each party hereby agrees to submit to the jurisdiction of the courts of Nigeria and to waive any objections based upon venue.



Any controversy, claim or dispute arising out of or relating to these Terms and Conditions of Use will be referred to and finally settled by private and confidential binding arbitration before a single arbitrator held in Nigeria in English and governed by Nigeria law pursuant to the Arbitration and Conciliation Act Cap A18 Laws of the Federation of Nigeria 2004, as amended, replaced or re-enacted from time to time.

The arbitrator shall be a person who is legally trained and who has experience in the information technology field in Nigeria and is independent of either party. Notwithstanding the foregoing, the Site reserves the right to pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through the courts.



In addition to any other legal or equitable remedies, we may, without prior notice to you, immediately terminate the Terms and Conditions of Use or revoke any or all of your rights granted under the Terms and Conditions of Use.

Upon any termination of this Agreement, you shall immediately cease all access to and use of the Site and we shall, in addition to any other legal or equitable remedies, immediately revoke all password(s) and account identification issued to you and deny your access to and use of this Site in whole or in part. Any termination of this agreement shall not affect the respective rights and obligations (including without limitation, payment obligations) of the parties arising before the date of termination. You furthermore agree that the Site shall not be liable to you or to any other person as a result of any such suspension or termination.

If you are dissatisfied with the Site or with any terms, conditions, rules, policies, guidelines, or practices of E-Cart Internet Services Nigeria Limited in operating the Site, your sole and exclusive remedy is to discontinue using the Site.



If any portion of these terms or conditions is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms and Conditions of Use and shall not affect the validity or enforceability of any other section listed in this document.



You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfies any legal requirement that such communications be in writing. Assigning or sub-contracting any of your rights or obligations under these Terms and Conditions of Use to any third party is prohibited unless agreed upon in writing by the seller. We reserve the right to transfer, assign or sub-contract the benefit of the whole or part of any rights or obligations under these Terms and Conditions of Use to any third party.



Yakoyo only requires your name and address in order to send your payment of Cash Back and earnings through Yakoyo. Yakoyo does not disclose your information to third parties except as required (a) for Yakoyo' agents and service providers to make Yakoyo' payments to you or (b) for Yakoyo' agents and service providers to send Yakoyo' communications to you.